YOUR PARTNER IN New Construction

Build Your Future with Confidence

Our ground-up construction loans provide flexible, reliable financing for projects of any size. With fast approvals, steady disbursements throughout construction, and expert guidance every step of the way, we help you bring your vision to life on time and on budget, making building from the ground up simpler and more profitable

Speak with a Broker

Fast Funding

Out niche is centered around speed, flexibility, and trust, offering an alternative to traditional bank financing for real estate investors who need quick access to capital. Investors need fast access to capital to secure deals before competitors. At Integrity 1^st Financial, we can fund in 7 to 10 days—a huge advantage in competitive markets. We even have a Fast Track program if you need to close quicker than 7 to 10 days

Snap Draw Process

Our Snap Draw process is built for speed and simplicity. Instead of waiting for onsite inspections or dealing with long approval times, you can simply submit photos of your completed work and receive your draw the very next day. This streamlined system keeps your project moving forward, ensures steady cash flow, and eliminates the stress of traditional draw requests—giving you more time to focus on what matters most: completing a successful, profitable flip.

Exit Strategy Support

Whether an investor is flipping or holding long-term, they need a lender that supports their exit strategy—whether through refinancing, selling, or a short-term bridge to permanent financing. At Integrity 1^st Financial, we support your success with clear exit strategy guidance, helping you plan the best path—whether selling, refinancing, or holding. Our expert insight ensures you maximize profit, reduce risk, and move confidently toward your next investment

Built for Your Project’s Success

Flexible Financing: Customized loan structures to fit your construction project needs.
Fast Approvals: Quick processing to keep your project on schedule.
Reliable Funding: Steady disbursements throughout each phase of construction.
Expert Guidance: Support and advice from a lender experienced in construction projects.
High Loan Amounts: Competitive funding options for projects of various sizes and scopes.

Architect holding rolled blueprints, standing in front of cleared lot, suburban homes in distance, midday light, 2:3 aspect ratio

Success Stories from Our Clients

Real results, real impact

“The Ground Up loan made our dream home possible. The process was smooth, and the team was always available to answer our questions. We broke ground within weeks!”

— Maria S., Homeowner

“As an investor, I value speed and transparency. This team delivered both, and my project was funded faster than I expected. Highly recommended for any builder or investor.”

— James L., Investor

Trusted By Investors

Partner lenders and platforms we've worked with

Ready to Finance Your Next New Construction Project?

Start with a quick pre-qualification to see available terms and estimated funding timelines. No commitment — just clarity to model your next deal.

Speak with a Broker

First Name

Last Name

Phone *

Email *

I agree to Terms of Service and Privacy Policy provided by Integrity 1st Financial, LLC.

I Consent to Receive SMS Notifications, Alerts & Occasional Marketing Communication from Integrity 1st Financial, LLC.. Message frequency varies. Message & data rates may apply. You can reply STOP to unsubscribe at any time.

Frequently Asked Questions

What types of projects qualify for Ground Up loans?

We finance residential and mixed-use new construction projects, including single-family homes, townhouses, and small multi-unit developments.

How long does approval take?

Most applications are reviewed within 48 hours, and funding can be available in as little as 10 business days after approval.

Do I need prior construction experience?

While experience is preferred, we work with both seasoned builders and first-time developers. A strong plan and reliable team are key.

What documents are required?

You’ll need to provide land ownership or purchase contract, construction plans, budget, and financial documentation. We’ll guide you through the specifics.