Your Partner in Fast, Smart Funding
for Every Fix & Flip Project
As your partner in fast, smart funding for every fix & flip, we provide quick, flexible, and reliable loans tailored to your investment needs. From purchase to renovation, we help you secure capital and turn opportunities into profitable results.
Integrity 1st Financial – Smart Capital for Savvy Investors
At Integrity 1st Financial, our streamlined underwriting process makes it quick and simple to secure the financing you need. We do not require: Proof of Income, Tax Returns or Bank Statements. We are truly asset based lenders, if the deal is profitable we’ll finance it. We provide short-term, asset-backed loans to real estate investors who need fast and flexible funding to purchase, renovate, and resell properties for a profit.
Fast Funding
Out niche is centered around speed, flexibility, and trust, offering an alternative to traditional bank financing for real estate investors who need quick access to capital. Investors need fast access to capital to secure deals before competitors. At Integrity 1st Financial, we can fund in 7 to 10 days—a huge advantage in competitive markets. We even have a Fast Track program if you need to close quicker than 7 to 10 days
Snap Draw Process
Our Snap Draw process is built for speed and simplicity. Instead of waiting for onsite inspections or dealing with long approval times, you can simply submit photos of your completed work and receive your draw the very next day. This streamlined system keeps your project moving forward, ensures steady cash flow, and eliminates the stress of traditional draw requests—giving you more time to focus on what matters most: completing a successful, profitable flip.
Exit Strategy Support
Whether an investor is flipping or holding long-term, they need a lender that supports their exit strategy—whether through refinancing, selling, or a short-term bridge to permanent financing. At Integrity 1st Financial, we support your success with clear exit strategy guidance, helping you plan the best path—whether selling, refinancing, or holding. Our expert insight ensures you maximize profit, reduce risk, and move confidently toward your next investment
Loan Options
Choose the approach that fits your strategy
We offer multiple product tracks for rental investors: short-term bridge loans, long-term mortgages, and portfolio financing with flexible covenants to support active strategies.
Success Stories from Our Clients
Real results, real impact
“The Ground Up loan made our dream home possible. The process was smooth, and the team was always available to answer our questions. We broke ground within weeks!”
— Maria S., Homeowner
“As an investor, I value speed and transparency. This team delivered both, and my project was funded faster than I expected. Highly recommended for any builder or investor.”
— James L., Investor
Trusted By Investors
Partner lenders and platforms we've worked with
Ready to Finance Your Next Flip?
Start with a quick pre-qualification to see available terms and estimated funding timelines. No commitment — just clarity to model your next deal.
Get Pre-Qualified
Common Questions
How fast can I get approved?
Conditional decisions are typically provided within 48 hours after initial submission and receipt of key property documents.
What do you consider for underwriting?
We evaluate ARV, scope of work, contractor qualifications, exit strategy, and borrower experience to set terms and draw schedules.
Are there prepayment penalties?
Most loans permit prepayment with minimal fees; final terms depend on the product selected during underwriting.
Innovation
Fresh, creative solutions.
Integrity
Honesty and Transparency.
Excellence
Top-notch services.
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